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Dental Insurance Does Cover Implants and Bone Graft

Dental insurance may be necessary for many Americans today, but you may not realize that some plans do not cover certain types of dental work. Many of these plans have "expansion" plans that will automatically add other dental services to their benefits, while others have "oriatives" that will cause rates to increase for certain procedures. When shopping for a dental plan, it is important to understand which plans will not cover the dental services you need. Here are some things you should consider:

Does dental insurance cover implants? The short answer to this question is no. This type of dental work is considered an elective service and is not covered by most dental plans. However, some dental plans do have "implants-only" coverage. This type of coverage limits the number of visits to a dentist's office that are covered using an implant. For those individuals who have grown teeth that require root canals, bridges, or crowns - there are other options beyond implants that are more likely to be covered by your plan.

Does dental insurance cover partial dentures? Partial dentures are similar to false teeth, in that they are only a portion of the teeth that need to be replaced. Because of this, many of these dentures are not covered under standard dental plans. When speaking with a dental implant specialist or your general practitioner, inquire about the procedures that will allow you to retain your partial dentures. Depending on the nature of your oral health, you may not need to have them replaced with dental implants.

Does dental insurance cover bone bonds? In the past, most individuals with missing teeth were born without a healthy jawbone. Since the jawbone is not developed, it is unable to support the replacement tooth. For example, if an individual lost one or more teeth due to a serious disease, the remaining teeth are often fused together with dental implants that use a prosthetic to mimic the strength and function of a natural tooth. However, jawbones that grow in an individual after birth may not be strong enough to support an implant that is placed into the jawbone. Therefore, it is important that you talk to your dentist if you anticipate developing a strong jawbone in the future.

Does dental insurance cover a dental bridge? A dental bridge is simply a false tooth that is added onto the ends of an existing bridge. This type of procedure may be necessary when an individual has more than one missing teeth. Typically, implants are not supported using a dental bridge because the implant-supported structures are much stronger and secure.

Does dental insurance cover implants and bone grafts? If a patient requires both implants and bone grafting, many health insurance providers will cover this procedure. Typically, an individual who requires bone grafting will have to wait until the grafted teeth are healed before the crowns or crown caps can be placed. If an individual has more than one missing tooth and an implant is required to replace one of the teeth, both procedures will be covered by the patient's insurance provider. This coverage is often limited to a specific procedure or to a specified time period.

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